Post Judgment Collections
Getting the judgment is merely half of the battle. If a judgment debtor does not voluntarily pay the judgment, Georgia law offers several ways in which a creditor may collect on a judgment which include the following –
1. Judicial liens against real and personal property owned by the debtor;
2. Regular garnishment, also known as a bank garnishment;
3. Continuing garnishment, also known as a wage garnishment; and
4. Levy of the debtor’s personal property.
A creditor will have the greatest success in getting paid when the creditor is able to identify the assets of the judgment debtor. If the creditor is unfamiliar with any of the debtor’s assets, Georgia law allows the creditor to conduct post-judgment discovery to formally obtain information regarding the assets. Post-judgment discovery may include interrogatories (e.g. questions posed to the debtor), requests for the production of documents and a deposition (an under-oath hearing with a court reporter).
If you need assistance in collecting on a judgment, give Walker Law a call.